Asset Allocation, Your Best Option When Investing
Asset Allocation is the strategic mix of financial securities (equities, bonds, real estate) in an individual’s investment portfolio. The primary objective of Asset Allocation is to maximize returns while minimizing…
5 Tips for Creating a Financial Plan
Spending without a plan is like ‘driving blind’. Is your intention to continue living between pay cheques, or to create a lifestyle that gives you financial freedom? A financial plan…
Goals and Why You Should Consider A Cash Fund
Goals play a significant role in investing, and we tend to aspire and make plans to ensure that our future is secured. But, what about the possible short-term needs which…
How to Shape Your Investment Future
While you are bombarded with advice on how to make your money grow, financial skills should become a natural part of your lifestyle for your investment future. Some of these…
Best Time To Invest Is …
When is the best time to Invest If you are anything like me when I started to invest, the question that lingers your mind is “Am I buying stocks at…
Three Reasons Why Diversifying Your Portfolio Is Good
Diversifying means to invest in different securities (stocks, bonds, ETFs, etc.) across assets in an effort to reduce risk on a portfolio’s performance. Don’t put all your eggs in one…
What Exactly is Securities-Backed Lending?
Investors, usually those with considerable wealth and experience, have ready access to loan capital through a practice known as securities-backed lending. Whether through a private bank or other financial institution,…
Knowledge Is The Key To Success
Knowledge as we know it to be, is having information and skills garnered through either education and or experience. It is, in other words, how fluent a person is with…
Watch the Ways You Use A Loan!
In finance, a loan is the lending of money from one individual, entity or organization to another entity, organization and individual. It is otherwise classified as debt owed. Most times,…
Building Credit Without A Credit Card
You have probably come across the age-old question, “how do you build credit without the use of a credit card?” Building credit as soon as you’re an adult is vital…
Tender Offers & the Effect on Investors
So what is a tender offer? A tender offer is a public offer, made by a person, business, or group, to acquire a given amount of a particular security. The…
The era of the Millennials
The subject of millennials has been the topic of discussion in countless conversations across corporate boardrooms and social media platforms over the years. This term describes both Generations Y and…
Credit Card- A Blessing & A Curse
Everyone knows that little rectangular piece of plastic that several individuals carry around in their purse or wallet. This is what we call a credit card, which is issued by…
At What Age is the Ideal Time To Buy A Home?
The answer? There’s no right age to buy a home. But what should be the determining factor is where you are in your own life. Purchasing a home is the most…
A Frank Look at Gender Disparity in Indian Culture
In countries such as India, traditional norms are still surpassing the ever-changing mechanisms of modern society. In particular, gender disparity within their workforce still mimics that of century old practices,…
Setting Financial Goals
If you don’t know where you are going, you might wind up someplace else. – Yogi Berra. This important quote can be applied to almost every aspect of life including investing….
Your Money Habits Are Holding You Back
Financial success does not come easy, you can say it as many times you want, but without the actions, nothing will change. People tend to handle money in different ways….
How Does Behaviour Affect Trading?
Most investors buy and sell stocks based on emotions rather than cold, hard evidence. You may want to believe that your trading is based on objective information and keeping an…
Quick Tips on Making Sensible Investment Goals
Welcome to the world of investing! Learning to set investment goals is crucial especially as a new investor, because it helps you keep track of where you have been, where…
Why Are Financial Reports Important?
As an investor, it is essential for you to understand how to read, and analyse financial statements so you can get a full and accurate understanding how much money there…
Bond Funds vs Bonds
Investing in bonds is one of the long-established foundations of any well-diversified portfolio. Even in times of low-interest rates, bonds provide a bulwark against stock market and real estate crashes,…
How Does Behaviour Affect Trading?
Most investors buy and sell stocks based on emotions rather than cold, hard evidence. You may want to believe trading is based on objective information and keeping an eye focused…
Simple Tips for Building Wealth
Accumulating wealth and living financially secure begins with healthy financial habits. Practicing healthy financial habits takes diligence and hard work. It is no walk in the park in the age…
What Is Opportunity Costs and Why You Should Pay Attention
When a person uses money to make a purchase, they often believe that the only thing they are giving up is the money itself, but this is only the half,…
Is Inflation a Necessary Evil?
You hear the term, you probably listened to some financial guru speak about it, you researched the term, so you have a basic understanding. But how does inflation affect you?…
Investing Mistakes New Investors Should Avoid
Investors work against their own best interest by making foolish, emotion-driven mistakes. It is this lack of rationality, combined with an inability to stick with a valuation-based or systematic-based approach…
Investing Techniques for Beginners
One of the most common questions that financial advisors get asked is whether or not now is a good time to buy stocks. The answer is yes, as long you…
5 Money Topics to Discuss with Your Valentine
One of the many viral stories closing out 2017 was of a man who after ten years of paying rent in the house he lives with his family, fell into…
The Sneaky Truth about Increasing Employment Rates
Inflation and unemployment are two of the most important economic variables that affect the quality of our daily lives.Based on the principles of supply and demand, the two have an…
Follow by Example: Learn from Experienced Investors
There is no set method as to how one should invest. However, based on the recent decline in market prices, why not take a page out of the more experienced…
Five Effect Investor Habits
Most people get stressed out when thinking about managing their money; seeing it as just too complicated. So to help you out, here are five simple ways to increase the…
The Working Class Is Expensive
As heartwarming as it may be to see a company like Walmart [NYSE: WMT] raise wages or getting an increase in pay at work, does this add any benefits to the working…
Saving vs Investing
People often use Saving and Investing interchangeably, but the terms mean different things; impacting our lives in different ways. For many, the decision to save or invest can be confusing…
Don’t Get Complacent With Investing
The first week of 2018 saw robust data for multiple stock-market records and while that is excellent; what remains a concern is complacency when investing. Don’t misunderstand, we maintain our…
2018 Financial Resolutions
It’s 2018! The new year brings new found hope and positive energy to tackle the year; leaving 2017 problems in 2017. While you are thinking about how to make 2018…
When Should I Start Saving?
Many people often delay saving by saying “I’ll begin saving in a few years, it won’t make a big difference.” This is a problem for two reasons. Firstly, “in a…
Driving in your Financial Lane
Many people are fascinated by the idea of being ‘rich’ or to a lesser extent, financially stable. However, what is being done to achieve this goal? Is it possible? and…